PSD2

Raised as a usability problem by 5 people on Hacker News over 6 years (2019–2024), in 5 threads.

People raised many different problems with PSD2, but no single problem has yet been raised by 3 people in 3 different months and threads.

Unreviewed issues were grouped by machine: Claude Haiku labelled each comment as a usability complaint, named what it's about and summed up the problem in a line, and a small model grouped similar problems. Nobody has checked them by hand. Expect mistakes.

The newest 5 complaints

Bank connections fail or require repeated multi-step re-authentication every 30-90 days2024-02-02
Every card payment needs 2FA; failures give no clear reason and transactions just get refused2022-09-03
Approval notifications are missed or accidentally declined, causing lockouts and abandoned payments2021-05-10
Must reauthenticate repeatedly, so checking bank account is no longer easy2021-03-16
Online banking experience is disruptive and confusing for customers under PSD22019-11-18