YNAB

Raised as a usability problem by 7 people on Hacker News over 8 years (2018–2025), in 7 threads.

People raised many different problems with YNAB, but no single problem has yet been raised by 3 people in 3 different months and threads.

Unreviewed issues were grouped by machine: Claude Haiku labelled each comment as a usability complaint, named what it's about and summed up the problem in a line, and a small model grouped similar problems. Nobody has checked them by hand. Expect mistakes.

The newest 7 complaints

Too involved and hard to understand; credit card payments complicate the UI2025-03-05
Can't see total monthly expenses, only per-bucket budget amounts2024-02-06
Cancelling a subscription required emailing support instead of a self-serve option2023-10-21
Had to browse around a long time to find the pricing link2022-05-01
Forces users into its own budgeting method, feeling clunky and inflexible2020-01-23
Cannot link bank accounts outside the US, so every transaction must be entered manually2019-12-22
Couldn't figure out how to duplicate budget for the second month2018-06-14